Nearly 422,000 New Yorkers have completed applications for the NY State of Health, the state’s health-plan marketplace, and 188,546 have enrolled for coverage that starts Jan. 1, according to the state health department. The number of people who have enrolled increased by 53,924 since Dec. 15.
New Yorkers have until March 31 to enroll for coverage. In order to have coverage on Jan. 1, though, they need to complete the application process by 11:55 p.m. tomorrow, Christmas Eve. The deadline originally was 11:55 p.m. tonight, but the health department extended it.
People who purchase their coverage directly are seeing premium rates that are 53 percent lower than the individual rates that were in effect this year for comparable coverage, according to the health department. Depending on their income, some people are eligible for federal tax credits to help reduce the monthly cost of coverage. An estimated 75 percent of individual enrollees will qualify for financial assistance.
The state’s enrollment goal is 1.1 million people by the end of 2016.
NY State of Health customer service representatives have answered more than 340,000 calls since the marketplace launched Oct. 1, and the volume has been high as the deadline for Jan. 1 coverage approaches. More than 5,000 specially trained and certified workers are available in counties across the state to help people who apply in person.
New Yorkers can access available plans, estimated costs, and financial assistance (for their county) by using the Tax Credit and Premium Estimator at http://info.nystateofhealth.ny.gov/premiumEstimator. Plans are available at the platinum, gold, silver and bronze levels from 16 health insurers and 10 dental insurers. To see plans available in their area, New Yorkers can visit http://info.nystateofhealth.ny.gov/PlansMap
Small businesses with 50 or fewer employees can access expert advice and enroll in the NY State of Health either online at https://nystateofhealth.ny.gov/employer, by calling toll-free 855-355-5777, or by contacting an insurance broker. Individuals and families can get information and enroll in a plan either online at https://nystateofhealth.ny.gov/, by calling the toll-free number, or in-person through a navigator.